Advance

Banking

banking_advance

Moneylending is old as time, but it is not without risks. We can minimize said dangers if we institutionalize those practices and see that money is loaned under controlled and fair stipulations.

Allow

Exact conditions

Advance tree

It has no requires, so the game files don’t say where this goes. When the game builds the Renaissance tree, it adds this at the end of a branch with room for it, in the same spot in every campaign.

Banking
Merchants and Trade then 51 more
Standardized Coins then 67 more
A Land of Banks Only some countries
La Grâsa Only some countries
Court of Great Refugees Only some countries
The Banovac Silver Denar Only some countries
Ligurian Merchant Diaspora Only some countries
The Piedmontese Cavalry Only some countries
Naval Vigilance Only some countries
Il Catasto Fiorentino Only some countries

Unlocks

Can Issue Government Bonds

Bank Interest−2%
Total Loan Capacity+50%

Requires 1

BankingAllow

Belongs to 1

RenaissanceAge

Required by 11

Events

National BankTrigger

Advances

A Land of BanksRenaissanceRequires
La GrâsaRenaissanceRequires
Court of Great RefugeesRenaissanceRequires
The Banovac Silver DenarRenaissanceRequires
Ligurian Merchant DiasporaRenaissanceRequires
Merchants and TradeRenaissanceRequires
The Piedmontese CavalryRenaissanceRequires
Naval VigilanceRenaissanceRequires
Standardized CoinsRenaissanceRequires

age = age_2_renaissance

icon = banking_advance

bank_interest = -0.02

total_loan_capacity_modifier = 0.5

can_sell_bonds = yes

depth = 0

allow = {

has_embraced_institution = institution:banking

}