Modifier Type

Bank Interest

bank_interest

This impacts the Interest for Loans taken from the national bank.

Percentage · lower is better · Country


Base Value for Every Country	Auto Modifier		+10%
Decline of Empire Modifier	Disaster		+5%
The Decline of Mali Modifier	Disaster		+5%
Debt Crisis	Static Modifier	10 years	+5%
Lack of Agreement	Static Modifier	Permanent	+3%
Crisis of the Dutch Financial Sector	Static Modifier	10 years	+2%
Recently Defaulted on Creditor	Static Modifier	5 years	+2%
Jeohwa Country modifier 2	Policy		−0.01% scaled by Capital Economy vs Traditional Economy × −1, at least 0
State Bank For the overlord	Subject Type		−0.5%
Ribā al-'Andalus	Advance		−1%
Dinero Jaqués	Advance		−1%
Bookkeeping	Advance		−1%
Debt and Loans	Advance		−1%
Jain Connections	Advance		−1%
Hanseatic Treasury	Advance		−1%
Court Patronage Finance	Advance		−1%
Real Casa de Moneda	Advance		−1%
Makhzen Taxation Reform	Advance		−1%
Mozabite Diaspora	Advance		−1%
Atlantic Legal Commerce	Advance		−1%
Frugal Finances	Advance		−1%
Andalusi Banking Houses	Advance		−1%
The Hansa Bank	Advance		−1%
Reformed Kreditwerk Country modifier	Estate Privilege		−1%
Florence Guilds Country modifier	Estate Privilege		−1%
Treasury Rights Country modifier	Estate Privilege		−1%
Banking Family Country modifier	Government Reform		−1%
Monte Nuovo Country modifier	Government Reform		−1%
Embrace the Economic Theory Country modifier	Policy		−1%
Wendischer Münzverein Country modifier	Policy		−1%
Usury Allowed Modifier	Religious Aspect		−1%
Debt Funding Plan	Static Modifier	5 years	−1%
Generous Terms	Static Modifier	10 years	−1%
Trade Insurance Scheme	Static Modifier	10 years	−1%
Circle Leader Reformed Coinage	Static Modifier	5 years	−1%
Renegotiated Loans	Static Modifier	Permanent	−1%
Fiscal Hawk Modifier	Trait		−1%
Banking	Advance		−2%
Swiss Banking	Advance		−2%
Jain Banking Rights Country modifier	Estate Privilege		−2% → −4% With Religion percentage in country (Jain): ×1 at 0% → ×2 at 100% Formula: Religion percentage in country (Jain) + 1
Moneylending Toleration Country modifier 2	Estate Privilege		−2% → −4% With Religion percentage in country (Judaism): ×1 at 0% → ×2 at 100% Formula: Religion percentage in country (Judaism) + 1
Balance the Budget Modifier when in debate	Parliament Issue		−2%
Revanchism	Static Modifier		−2%
New Capital Economy	Static Modifier	20 years	−2.5%
Capital Economy vs Traditional Economy Left side	Societal Value		0% → −3% With Societal Value: ×0 at 0 → ×1 at 100 Formula: Societal Value × 0.01
From Creditworthiness	Auto Modifier		−5% scaled by Creditworthiness − 0.5